Chasing Retirement: The Truth Behind Work-Life Balance

I have several topics that have been floating in my brain for a minute now. I’m going to start with one and see if it leads into the next. I’ve had some interesting, and at times sad conversations about life in the late stages with other humans. The idea of retirement and the pursuant of the dream we all seem to strive for. What does that look like for you? Is retirement even on your mind? Things have become complicated in our lives. Rather than focusing on the finish line I find that most are worried more about just surviving. The vision of the “golden years” is not what was sold to us. I feel that it’s more of a fable. Based on these recent conversations and how I’ve viewed people close to me in life, that’s my current stance.

During my travels at work the other day I happened across several different humans. At each of the stops, I was greeted by big smiles and curiosity about who I was. This turned into more conversation about our time with our employer, life goals, future plans and of course, retirement. Oddly enough, each of these individuals was around my age. They both had several years with our employer. We got into the usual things such as what do you do, how do you like your job. That turned into “when do you want to leave.” The “wanting” to leave vs the “ability” to leave is where things get sketchy.

My wife and I have formulated our best plans on what we’d like to do. We work hard and save everything that we can. I’ve often joked about the employer’s retirement. It’s like a carrot on a string. They keep moving it, so I continue to chase after it. I feel like when I might be in a good position, they change the rules to the game. I think we’re all aware the Social Security and all that comes with it is no different. The game is rigged so that we all continue on this never ending wheel chasing the carrot. The hope is that we never reach it. This way, no one ever has to pay you for your life’s work. They ignore your dedication over your lifetime.

There are many that work bell to bell and just get by. There’s no safety net, there’s no help to be had. They just struggle to keep afloat. Retirement is not even a dream for them, it’s only something that they hear about. Something that the lucky ones get to enjoy. As I stated at the start, these conversation were intriguing and all seemed to happen within the same day. It was like I was being sent a message to talk about this from the universe. One gentleman stated that he would never see retirement as he got a late start with his current employer. He was doing well now, but it wasn’t always that way. He stated that he prayed to remain healthy enough to keep things going for he and his wife. Health issues had crept into his world and even with good insurance, it caused stress. The guy traveling with him was much the same. He wanted to retire one day but wasn’t sure if he’d make it to retirement age. This stirred my insecurities that I’ve carried with me throughout my life. I’ll never forget the feeling of being hungry or cold. I’ll never forget the road I had to travel to stay alive. The thought of somehow falling back into that kind of worry made my stomach turn. Their stories mirrored one another in so many ways. They were wonderful to speak with and I felt honored that they chose to share so much with me. I hope they find their way in the world and the world is kind to them. I think we all know that it’s hard for me to believe that. I see things through the eyes of Zombie when it comes to these matters. The world is cold and cruel. The reality is that employers don’t care about you. The government cares even less.

The next conversation was with a co-worker that was concerned about reaching retirement. She too had concerns about her future plans and health. As we grow older, things tend to break more often. We also find ourselves dealing with problems that may have been caused from the way we lived earlier on. I often joke. It’s not my age. The mileage on my body is my nemesis. This conversation left us both feeling a bit sad. We have good paying jobs and are doing what we feel is right, but there are still worries. Again, I go back to the whole “golden years.” We should all grow old and happy. We should be healthy with enough money to finish out our life. I’ve seen people dedicate their entire career to an employer. Unfortunately, their retirement was taken away due to poor management at the company. I’ve also seen people simply outlive their money. They somehow managed to stay alive for so long that they ran short in the final stretch. My feeling is this. There has to be a balance to all of this. Is it mathematical, or just a crap shoot? Do we spend all of our waking hours working until we just drop? These are the questions that plague so many of us. Coming from nothing, I view it like this. I know how little I truly “need” to maintain myself. I can survive on very little. While I’d like to be more comfortable in my final stage of life, I’m not greedy. Desires, wants give way to needs. Indulgence gives way to survival. It may sound harsh, or perhaps sad but it’s my view.

I have lived much of my life in a haze of darkness. I desire nothing more than freedom. The temptation of riches means nothing to me. Living in excess is not where I find my happiness. I’ve seen those that worshiped money. I also know what they were willing to do to get it. Unfortunately we all need something to sustain our existence in this world. The question just becomes how much is enough? I’d like to move away from my job in the not so distance future. It’s a means to an end, and nothing more. It doesn’t feed my soul, it only provides money in trade for my time. Life is outside of the doors, or gates if you will. Things that matter are beyond the reach of my employer. I learned long ago that loyalty in business is a one way street.

The final conversation is probably one that hit the hardest. It made me think of people close to me. During a discussion with this person, he shared something personal. He had a friend at his previous employer who had worked there for 40 years. His friend had grand plans and had finally reached retirement. As a result of all his years working he had a nice pension in place. He was ready to do all the things. Getting on the road and seeing all that he had missed. Visiting people that he hadn’t seen in many years. Spending time with his family. All of these things were sacrificed during his time at work. There was no happy ending here. The gentleman that I was talking to stated that his friend had some health issues right after retirement. Just like that, he was gone. He stated that he was going to his funeral in a few days. “It just doesn’t seem fair” he said. We both became silent for a moment. I told him that I wanted to escape such a fate. I wanted to do as much as possible before my time was up. I wished him well and told him to find his way to retirement soon. Don’t suffer the same fate. As I walked to my car I began to think, how is this even right?

I’ve shared memes with my sister’s on many occasions about not living at work. While I consider myself to be a hard worker, I draw a line when I feel it’s necessary. If I died tomorrow, the flag will not be lowered, my position would be filled by another number. Nothing would stop running because of the loss of one person. The world would keep going. That is the harsh reality. What would matter is that the ones the know me, that care for me would be hurt. I’d like to think that I gave them enough time while still here. I’d like to think that my words, smiles, jokes all mattered to them. Time is a precious commodity. Find that balance and plan your escape. It’s fine to work hard, but never put what’s important second.

Whatever your golden years look like to you, I hope you find them. Remember to find your balance. Trade only what you want to your work. Hold the rest close and cherish every moment. I’ll continue on my journey. Seeker of the light. Creature from the darkness. I’m forever Zombie.

Thank you for following along on my journey.

~Robert/Zombie~